Applying is Fast and Easy

You can apply here online or in the store directly. Most approvals take less than a minute. We require a minimum of $800 in monthly income along with an active and stable bank account.

Convenient Account Management

Your payment dates will be set to match your employer’s pay schedule. You can also create an account online to manage your payments or call our customer support team toll-free 7 days a week. We are happy to help! All payments are made through the financing companies websites. Cook Brothers provides you a handy link to access each of those sites.

No Credit Needed

90 Days Same As Cash*
Brought to you by American First Finance

Build Your Credit!

American First Finance is partnered with the credit bureau Transunion to help customers build or establish credit. Your account history is reported monthly to ensure your timely payments help improve your credit profile.

*90 Days Same As Cash: If you prepay in full or in part, you will not incur a penalty. You may prepay this Agreement in full or in part at any time. Any partial prepayment will not excuse any later scheduled payments until you pay in full. You will have satisfied your obligations under this Agreement if within 90 days from the Agreement date you are not in default under this Agreement and you pay to us the then-current principal balance, less all amounts of accrued interest paid by you. Early payments may decrease the amount of charges that accrue, and late payments may increase the amount of charges that accrue.